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Privacy Policy

American Life & Legacy ("we," "us," "our"), operated by New Era Financial LLC, respects your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal information when you visit this website or schedule a consultation with us.

Information We Collect

• Contact information you provide when you book a strategy call (name, email, phone, state, date of birth, driver type, coverage preferences, budget).
• Application information you choose to share for the purpose of receiving an insurance quote or recommendation (age, health, financial goals, occupation details, etc.).
• Basic technical information like browser type, IP address, and pages viewed — collected automatically to keep the site running and to measure ad performance.

How We Use Your Information

• To respond to your inquiry, schedule consultations, and follow up regarding your request.
• To provide quotes and policy recommendations from licensed A++ rated insurance carriers.
• To meet our legal, regulatory, and compliance obligations as licensed insurance professionals.
• To improve our service, communications, and marketing effectiveness.

How We Share Information

We only share your information with:

• Insurance carriers you've authorized us to submit applications to on your behalf.
• Service providers (scheduling tools, email, CRM, ad platforms) that operate under written confidentiality and data-protection agreements.
• Regulatory authorities if required by law.

We do not sell your information to anyone. Ever.

Text Message & Phone Consent (TCPA)

By submitting the form on our website, you consent to be contacted by American Life & Legacy via phone, text message, or email — including automated calls or messages — at the phone number and email address provided. Consent is not a condition of purchase. Message and data rates may apply. Message frequency varies. You may opt out at any time by replying STOP to any text message or by emailing us. Reply HELP for help.

Data Security

We take reasonable measures to protect the information you share with us, including encryption in transit (HTTPS), restricted access to authorized personnel, and secure storage of sensitive records in accordance with insurance industry best practices.

Your Rights

• Request a copy of the personal information we hold about you.
• Request correction or deletion of your information.
• Opt out of marketing communication at any time.
• Withdraw consent for ongoing communication.

To exercise any of these rights, email acm.li4vets@gmail.com.

Cookies & Analytics

This website uses basic cookies and analytics tools (including Meta Pixel, Google Analytics, and similar) to understand traffic patterns and measure advertising effectiveness. No personally identifying information is sold or shared with advertising networks. You can control cookies through your browser settings.

Children's Privacy

This site is not directed at children under 13 and we do not knowingly collect information from them. Policies involving minor beneficiaries are handled with the consent of a legal guardian.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes means you accept the revised policy.

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